The ability to decline a payout to ransomware attackers that are holding your data hostage is completely reliant on your level of planning for that situation. Do you have effective and up-to-date antivirus software?
Microsoft Office 2013 is reaching its end of life on April 11, 2023. This means that Microsoft will officially stop supporting this software. Microsoft will no longer provide technical support, bug fixes, or security fixes for Office 2013 vulnerabilities that may be subsequently reported or discovered.